Privacy Policy for Ingenium Financial 

Introduction 

This Privacy Policy is applicable to Ingenium-Financial.com which is a Financial Services Website Address. This Policy explains how we collect, use, disclose, and protect your personal data when you use our website. 

Data Collection 

We collect your personal data in a number of ways, including: 

When you visit our website: When you visit our website, we may collect certain information about your visit, such as your IP address, browser type, and referring website. 

In the event you register for any of  our services: When you register for our services, we may collect your name, email address, contact information, and financial information. 

When you contact us: When you contact us, we may collect your name, email address, contact information, and the reason for your contact. 

Use of Personal Data 

We use your personal data for a number of purposes, including: 

To provide you with our services: We use your personal data to provide you with the services you have requested, such as establishing contact. 

To communicate with you: We may use your personal data to communicate with you about our services, such as sending you emails about potential further dialogue or meeting arrangements. 

To improve our services: We may use your personal data to improve our services, such as understanding how you use our website and making it easier for you to use. 

To comply with law: We may use your personal data to comply with applicable laws and regulations. 

Cookies 

This web site aims to be fully compliant with EU’s data protection legal regime has the General Data Protection Regulation (GDPR) as its basis, but is also made up of legal precedents like the case of Planet49, the ePrivacy directive on electronic communications (EU cookie law), and guidelines from both national data protection agencies and the European Board of Data Protection (EDPB). 

Whilst we do not generate cookies of our own,  third-party cookies are present because they are set on a user’s browser from Google or Facebook. 

These cookies will not be necessary cookies, i.e. not white-listed and exempt from the GDPR, but rather will need the explicit consent of users before your website is allowed to activate them. 

Even though these third-party cookies come from companies like Google or Facebook, the legal responsibility for GDPR cookie compliance is still ours as the website owner. 

Disclosure of Personal Data 

As at January 2024 we do under any circumstances pass any of your personal details to any third party whatsoever. 

If in the future, if we were to disclose your personal data to third parties,  a number of circumstances could be true, including: 

To our service providers: We may share your personal data with our service providers, such as companies that process payments or provide customer support. In this case you would receive prior notice with the default option being to opt out – as we know how annoying this can be! 

To comply with law: We may disclose your personal data to comply with applicable laws and regulations. 

To protect our rights: We may disclose your personal data to protect our rights, property, or safety. 

Security 

We take measures to protect your personal data from unauthorised access, use, disclosure, alteration, or destruction. These measures include: 

Physical security: We store your personal data in secure facilities. 

Technical security: We use data encryption and other security measures to protect your personal data on our computer systems. 

Access controls: We restrict access to your personal data to authorised employees and contractors. 

Your Rights 

You have a number of rights regarding your personal data, including: 

The right to access: You have the right to access your personal data and to know how it is being used. 

The right to rectification: You have the right to have your personal data corrected if it is inaccurate or incomplete. 

The right to erasure: You have the right to have your personal data erased in certain circumstances, such as when it is no longer necessary for the purpose for which it was collected. 

The right to restrict processing: You have the right to restrict the processing of your personal data in certain circumstances, such as when you contest the accuracy of your data. 

The right to data portability: You have the right to receive your personal data in a structured, commonly used, and machine-readable format and to have it transferred to another controller. 

The right to object: You have the right to object to the processing of your personal data in certain circumstances, such as when the processing is based on our legitimate interests. 

How to Contact Us 

If you have any questions about this Privacy Policy, please contact us at ‘contact then the at sign then ingenium-financial’ imagine a normal email address with no spaces etc between the three elements! It is written like this to prevent bots harvesting the address  and sending us infinite amounts of spam! or Av. José da Costa Mealha, Nº 15 + 17, 8100-500 Loulé, Portugal 

Correct as at February 2024