Advisory Services

Understanding Your Overall Position

We believe it is crucially important to understand our client’s overall financial position and we take the time to carefully structure appropriate recommendations that take account of your unique circumstances, looking at all sides of your financial position from cash and investments to mortgage debt and other financial obligations.

We are particularly adept at helping you successfully navigate potential headwinds such as local tax changes.

This has become increasingly pertinent in Portugal now with regard to the closure of the NHR tax regime.

Flexible Personalised Approach

Each and every one of our clients is different, they built their wealth in various ways and they all have different and unique requirements for managing their wealth. They may also have the benefit of youth and want to start to create an asset base that will provide them with choices regarding how long and when to work, later on in life. We therefore have a strong focus on providing individual and personalised advice and recommendations which we tailor towards the specific needs of each of our clients. Risk profiles vary enormously and we aim to provide flexible alternatives for investment whilst helping our clients structure themselves for retirement purposes as well as to protecting their wealth.


Financial Adviser Portugal Phil Morris

Ingenium was established to bring you easily accessible, truly independent, fee-based planning.

Best of Breed Recommendations

Having built up long term relationships with many of the world’s pre-eminent investment solution providers, Ingenium prides itself on delivering tailored outcomes which redefine the definition of excellence in wealth management. Through our timely analysis and navigation of the global investment markets we bring our high net worth individuals, families and institutional investors the very best opportunities available for investment.

Engaging with Ingenium means that you gain an understanding of the weaknesses of typical Wealth Management companies that distribute only a favoured few solutions under the guise of having researched the market thoroughly when the reality is their Advisers only have access to a restricted number of solution providers that are favoured by their owners.


Staying the Course

Your Adviser attaches great importance in understanding your precise needs and long-term wealth management goals and draws upon the decades of built-up established and innovative wisdom to provide flexible and objective recommendations whilst recognising the need for immediacy in implementation.